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FINANCE
Banking Regulation
Capital Requirements Directive IV
How the EU's Capital Requirements Directive IV Strengthens Bank Resilience and Stability
18 Jan 2026
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What is the primary purpose of the Capital Requirements Directive IV in the European Union's financial regulatory framework?
To implement Basel III standards and ensure banks hold sufficient capital to absorb losses and maintain stability.
To deregulate the banking sector and reduce capital requirements for increased lending.
To establish a single European currency for all member states.
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